Build a Subscription Audit & Cost Tracker
3. Calculators & Personal Finance Tools
⏱ 20 minutes min
📊 Beginner
Objective
Identify and total up recurring subscriptions to find savings opportunities.
Materials Needed
- AI chat tool
- A list of your current subscriptions and monthly costs
Step-by-Step Instructions
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1
List every subscription you can think of (streaming, apps, gym, software) with its monthly cost.
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2
Prompt: 'Total these subscriptions monthly and annually, and organize them by category.'
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3
Ask the AI: 'Which of these are commonly canceled or downgraded by people trying to save money?'
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4
Ask for a simple tracker template to review subscriptions quarterly going forward.
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5
Circle 1-2 subscriptions you'll reconsider this week.
Instructor TipThis tutorial routinely uncovers forgotten subscriptions — encourage students to actually check their bank statement afterward.
TakeawayA five-minute audit like this often finds real, recurring monthly savings hiding in plain sight.
Tools Used
- ChatGPT
- Gemini
- Claude.ai